Human [+0 points]Edit
Attributes: All average at 10 and have maximums of 20. Note that also secondary characteristics such as Perception and Willpower max out at total level of 20 for humans. Attributes of 8-12 are normal, 13 is exceptional, 14 is very good, 15+ is awesome.
Free Skills: Native Language (Native); Area Knowledge (at IQ; Home city or area). Literacy is rare, unless the character comes from a Vault, the Brotherhood of Steel or the Enclave.
Racial Advantages: Being a human gives no bonuses or penalties, and thus costs no points.